Both times he got a company to patch the crack before returning the car and never had a problem. I have the $24.95/rental Amex premium car rental insurance. Search this thread. The bit that you pay is called the excess, and it’s usually between £500 … They admitted responsibility.I took it for a quote and forwarded it to the TP, Their insuranc company called me on Monday, Their engineer came to inspect the car on Friday, ok ed it, car going in this week for repair, all done in a matter of days. Search this thread. The General Rule. The driver was there, and the police came in and took a report. Someone Hit Your Parked Car and Left? What to do if someone hits your car and leaves or hits your car and doesn’t leave a note. Is this something my insurance company will cover? Once when I was there, the police called the branch because they stopped someone in Brooklyn for going 75 in a 50, and wanted to confirm that the renter was allowed to use the car. But there are steps you can take that can help you resolve your issue faster. The closer you can stop your car next to the scene of the accident, the better. It is possible to convince the insurer to let you keep the car… It won’t cover damage to other parts of the car, though, and you’ll have to put some money towards the cost. They (finally) found the guy who hit my car last week, and I got to talk to his insurance yesterday and today. his insurance is saying that they will not pay for a rental car until my car is in the shop. SCORE. I came out of the house to find that there was major damage to the car. someone hit my rental car and left a memo. My car was parked in a lot on private property when someone in a rental car smashed into it . Before you drive away from the rental company lot, arm yourself with the lowdown on what to do if the worst happens. Reply to Thread Reply. Enterprise has helped millions of customers after an accident and … Jun 19, 2017. The back end of my car is totally messed up. What should I do?” Having your parked car involved in a hit-and-run accident can be a drain on your time, energy, and money. I've shared a rental with a friend twice in the past where something chipped the windshield. “Someone hit my parked car and left the scene of the accident! Whether or not you are responsible for the accident, it’s imperative (and a requirement) that you inform your insurance provider of possible claims. Consult with a Lawyer. There are many instances in which a person damages another vehicle and leaves without providing their information. Car rental places are self insured, possibly with a reinsurance policy that provides a stop loss condition in the event of a very expensive accident. On the other hand, I had someone hit-and-run a parked rental I had as well. Hit and Run Drivers . Somebody in a rental car rear-ended my car while it was parked and did about $5000 in damage to it. Scenario: someone hit my parked car and left a note. Ideally, the insurance company will claim liability and provide a rental car promptly. These policies typically have a dollar limit, so check your policy before renting a vehicle. In most situations, you cannot sue the rental car company after a car accident. My wife came back to find a big dent in the back of the car and a note on the windshield with the driver’s name and rental company on it. Follow me on instagram @chillyjimenezhttps://www.instagram.com/chillyjimenez/?hl=enFollow Tito @titotottershttps://www.instagram.com/titototters/?hl=en I heard a similar story from my neighborhood Enterprise. Who is legally correct? A rental car gives you the flexibility to go anywhere you need to at any time, without having to coordinate schedules with family or friends. If you find yourself in the situation: “my car was hit while parked on the street,” and someone left a note on your window, consider yourself somewhat lucky. Also called rental car coverage, this optional benefit costs about $1 or $2 a month with most auto insurance policies. This is a rental car, so rental car company did deal directly with high schooler's insurance company (State Farm) for vehicle damage claim. The guy was not given a speeding ticket even though his car is completely totaled and was obviously speeding, or was not given a sobriety test even though he smelled like alcohol! At around 9pm someone hit the car behind my car forcing that car to hit my car. Twitter 0. Jun 19, 2017 Philadelphia, PA. Answer. If someone hits your car, you should call your insurance company. Learn more: My Car Was Totaled But I Still Owe Money On It. Further, if an insurer declares your car to be a total loss, the insurer has the legal right to take your car so that it can sell it on the secondary market and recoup some of its losses. Automotive. You’ll still need a way to get around, and the cost of a rental car can be expensive if you need it for a week or longer. If someone hit my car, whose insurance do I call? I was parked outside my house on the street. 6 Steps to Take If You Have an Accident in a Rental Car Assess the situation. My car has no damage, but his bumper was slightly messed up. Someone hit my car last week. If you are fortunate enough to have details of the vehicle that did the hit and run, then you have the dread of dealing with their insurance company. 3. He caused an accident and the other driver is suing me for the damage. My insurance says they will pursue getting a rental car paid for, but that they can't guarantee I get one. The other driver’s insurance company is still doing an investigation and refuses to pay anything towards my claim, not even my deductible. Speak with an experienced car accident attorney who will be able to guide you through the claims process to maximize the amount of damages you recover. Insurance. Last Updated: Apr 18th, 2016 12:31 pm; Tags: None. The last thing you need on vacation is a car accident, and especially not in a rental car. The agent checked the computer for the rental number and confirmed it for the officer. . First thing’s first, when you’ve been hit by a fellow driver, you need to stop as soon as possible. He is suggesting my insurance pay for this but my insurance says this is his responsibility. ... She’s frustrated enough to file a claim against the insurer of the car that hit her. The rental car company doesn’t care who damages a car. Whether or not you have to pay for the damage caused by someone borrowing your car will depend on why they were driving the car. If you need your rental immediately, you may need to front the rental costs yourself or rent through your own insurance company, then seek … There have been instances where a hit and run driver causes damage to a rental car, and the renter has to pay a steep deductible. State Farm did resolve the claim with the rental car company. A rental car company may be held liable if you are hit by someone driving a rental car and you are not found to be at fault for the accident. Neil Richardson. Many people wonder how their auto insurance policy will pay. But what happens if someone else damages your rental car? Do, I contact my insurance or should I wait for the police report and contact the other driver's insurance carrier. Asked on May 20, 2014 under Accident Law, California . What if My Car is Hit in a Parking Lot and There’s No Note? This is the perfect time to talk about what happens when a rental car is damaged. Whether car insurance covers a hit and run naturally depends on whether you are the culprit or the victim, and the situation.